What Is The Difference Between A Pre-Qualification & A Pre-Approval?


A mortgage pre-qualification can easily be defined as an estimation of how much a buyer can borrow.  You can continue to my Tools and Calculators page in order to get a rough estimate for your mortgage. These tools are used as a quick estimate and does not mean you have been pre-approved.

A mortgage pre-approval, however, is what every home buyer should obtain prior to looking at homes.  A mortgage pre-approval can be easily defined as a written commitment for a buyer

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