Originally from Owensboro KY, I moved to the mountains of CO in the late 90’s and learned the ins and outs of the mortgage business there. After several years of enjoying the outdoors and all [...]
A very common home buying misconception that exists is that a buyer needs a lot of money to purchase a home. This is not always the case. When a buyer asks about the amount of money needed to [...]
The answer to whether a buyers interest rate will change or not is that it depends. Depending on the type of mortgage a buyer obtains can determine whether or not their interest rate will [...]
One of the most frequently asked questions regarding mortgages relates to deciding what type of mortgage is best. Since there are many different types of mortgages that are available for [...]
A mortgage pre-qualification can easily be defined as an estimation of how much a buyer can borrow. You can continue to my Tools and Calculators page in order to get a rough estimate for your [...]
The documentation that is required to get a mortgage will vary from buyer to buyer. For the most part however, the documentation that is required to get a mortgage will be fairly similar. When [...]
One of the first steps to buying a home is getting the mortgage process started. That’s where I come in! I suggest that when shopping for a mortgage we sit down and discuss your options. [...]
In 2005 we opened our mortgage company with a focus on customer centric service. The model has proved successful and we are now in our 18th year of owning a successful mortgage business.
Joe Hohman | 12973
United Mortgage | 4351
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